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Lumi Insights

The Lumi Blog.

Stories about travel, fintech, and the future of borderless payments in South East Asia.

20 Vietnamese Phrases Worth Learning Before You Land
Travel
September 8, 2026 Tanvi Nag

20 Vietnamese Phrases Worth Learning Before You Land

You won't become fluent on an eleven-hour flight. But you can learn the twenty things that decide whether your first week feels like an obstacle course or a holiday.

Why Your Visa or Mastercard Gets Declined at Vietnamese Street Vendors
Payments
August 31, 2026 Gaurav Bansal

Why Your Visa or Mastercard Gets Declined at Vietnamese Street Vendors

Five different failures hide behind one word on the screen. Here's what each one actually means, and which ones you can fix before your flight.

MoMo, ZaloPay, VNPay: The Vietnamese E-Wallet Landscape Decoded
Payments
August 13, 2026 Gaurav Bansal

MoMo, ZaloPay, VNPay: The Vietnamese E-Wallet Landscape Decoded

Three names run most of Vietnam's QR payments — but they were built around a Vietnamese ID. Here's what each one is, and what actually works for a European visitor.

Scooter, Grab or Metro? Getting Around Hanoi, Ho Chi Minh City and Da Nang
Travel
August 12, 2026 Pierre Lahbabi

Scooter, Grab or Metro? Getting Around Hanoi, Ho Chi Minh City and Da Nang

The smartest way around Vietnam changes by city. Compare transport, costs, payments and scooter safety in Hanoi, Ho Chi Minh City and Da Nang.

Cross-Border QR Payments Are Growing. The Next Challenge Is Who Can Access Them
Payments
August 3, 2026 Tanvi Nag

Cross-Border QR Payments Are Growing. The Next Challenge Is Who Can Access Them

Southeast Asia's QR networks are becoming more connected. But for European travellers, the ability to pay still often depends on having the right local or regional bank account.

Why We Chose Da Nang
Press
July 10, 2026 Lumifin

Why We Chose Da Nang

Lumi has picked Da Nang as the launch community for its euro-wallet rollout across Southeast Asia. Here's why — and how remote workers can help shape it.

I Came to Hanoi to Test Our Product. I Left More Convicted Than Ever.
Stories
July 6, 2026 Gaurav Bansal

I Came to Hanoi to Test Our Product. I Left More Convicted Than Ever.

After months of building Lumi behind the scenes, co-founder Gaurav Bansal travelled to Hanoi to test the product firsthand — and found the strongest lessons outside the roadmap.

Digital Nomad Visas in Thailand, Vietnam, and Bali: The 2026 Comparison
Travel
June 29, 2026 Pierre Lahbabi

Digital Nomad Visas in Thailand, Vietnam, and Bali: The 2026 Comparison

Thailand, Vietnam, and Bali all draw remote workers — but their visa routes are very different. The practical 2026 comparison for Europeans choosing a Southeast Asia base.

Best Travel Cards for Europeans in Vietnam (2026 Comparison)
Travel
June 15, 2026 Thiofanty

Best Travel Cards for Europeans in Vietnam (2026 Comparison)

Wise, Revolut, N26, Monzo, cash or Lumi? The smartest 2026 setup isn't one perfect card — it's a stack. Here's what to actually bring.

Vietnam Skipped the Card Era. Your Mastercard Didn’t Get the Memo.
Payments
May 27, 2026 Gaurav Bansal

Vietnam Skipped the Card Era. Your Mastercard Didn’t Get the Memo.

VietQR explained — and why foreigners can’t use the apps that run daily life in Vietnam.

Cash Is King? The Real Problems with Carrying Cash in Thailand, Vietnam, and Indonesia
Travel
March 28, 2026 Tanvi Nag

Cash Is King? The Real Problems with Carrying Cash in Thailand, Vietnam, and Indonesia

Everyone told me to bring cash. Here's what they didn't tell me.

Why We Built Lumi — and the two moments I can't stop thinking about
Purpose
March 20, 2026 Gaurav Bansal

Why We Built Lumi — and the two moments I can't stop thinking about

This isn't a polished origin story. It's just what actually happened.

QRIS Decoded: Indonesia's Standardized QR Payment System and What It Means for European Travelers
Payments
March 15, 2026 Pierre Lahbabi

QRIS Decoded: Indonesia's Standardized QR Payment System and What It Means for European Travelers

With over 56 million merchants and 6 billion transactions, QRIS is how Indonesia pays. And as a European visitor, you're currently locked out of it.

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