How Lumi keeps your money and data safe: encryption, 2FA and regulated partners
We use bank-grade security to protect every transaction and every byte of your personal data.
End-to-End Encryption
All data in transit is encrypted with TLS 1.3. Sensitive data at rest is encrypted with AES-256. Your payment details never touch our servers in plain text.
Two-Factor Authentication
Every account is protected with 2FA. Biometric authentication (Face ID, fingerprint) is supported on all modern devices for fast, secure access.
Privacy by Design
We collect only what we need, never sell your data, and give you full control over your information. Built for GDPR compliance from day one.
Secure Infrastructure
Our systems run on enterprise-grade cloud infrastructure with DDoS protection, automated threat detection, and 24/7 monitoring.
Regulatory Compliance
Lumi operates within the European regulatory framework. We work with licensed financial partners to ensure full compliance with payment services regulations.
Data Protection
As a French company, Lumi is fully subject to the General Data Protection Regulation (GDPR) and the oversight of the CNIL. We apply the principle of data minimization: we only collect information that is strictly necessary to provide our service. You can request access to, correction of, or deletion of your personal data at any time.
Regulatory Framework
Lumifin SAS is registered in France and operates in compliance with applicable European financial regulations. Our payment processing is handled through licensed and regulated financial partners. We are committed to maintaining the highest standards of anti-money laundering (AML) and know-your-customer (KYC) procedures.
Report a Security Issue
If you discover a potential security vulnerability, please report it responsibly to security@lumifin.io
Last updated: July 2026